Ann Fox is a retired schoolteacher, a mother and grandmother, and is a survivor in the real world of budgets and bills. She holds a master's degree in education and lives in Brandon, Florida. She thinks she is definitely the smarter twin. The twins are the authors of Living on a Shoestring, Moms Saving Money and 101 Ways to Save Money. They have appeared on The Maury Povich Show, Crook and Chase, CNN Talkback Live, The 700 Club, and Leeza, among many others. The twins write seasonally for magazines such as Boardroom Magazine and Moneysworth Magazine. Their tips have appeared often in the National Enquirer as well as Family Circle Magazine.

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